Penalties for Not Having an SR22 Bond
What happens if my bond lapses?
If you need an SR-22 and stop paying, Ohio will take action quickly with serious penalties.
If your SR22 bond cancels, your insurance company must report it to the Ohio BMV. This will cause your license to go back under suspension, making it more likely that you’ll get pulled over and face legal trouble.
If you ignore the SR22 requirement and keep driving, you’re driving on a suspended license. Driving under suspension in Ohio is considered a first-degree misdemeanor and can result in a fine of up to $1,000, a jail term of up to 180 days.
Don’t take any chances. Get your SR22 Bond today.
In Ohio, driving without FR coverage can result in license suspension, fines, and other penalties. These consequences are serious, so if you need an SR22 Bond, make sure you stay legal and covered. If a driver can’t show proof of insurance during a traffic stop or after an accident, they’ll face a non-compliance suspension.
For suspensions that begin after 4-9-25:
**Penalties for the First Offense**
- $40 Reinstatement Fee
- Suspension of license plates and vehicle registration until SR22 is obtained
- One Year SR22 Requirement
**Penalties for the Second Offense within 1 year**
- One Year License Suspension
- Reinstatement fee of $300.00
- Suspension of license plates and vehicle registration until SR22 is obtained
- One Year SR22 Requirement
**Penalties for the Third Offense within 1 year**
- Two Year License Suspension
- Reinstatement fee of $600.00
- Suspension of license plates and vehicle registration until SR22 is obtained
- One Year SR22 Requirement
For suspensions that began before 4/9/25, the SR22 requirement is 3 or 5 years.
Please note that Limited Driving Privileges may be granted, allowing a person to drive under certain conditions. Your local court will specify the purposes, times, and places, and may impose other requirements.
Limited driving privileges can be granted for:
- Occupational, educational, or medical purposes
- Taking a driver’s license or commercial driver’s license examination
- Attending court-ordered treatment