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- Quick online quotes
- Instant SR22 Bonds
- Same day e-file to BMV
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- Start anytime, anywhere
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- Simple, hassle-free process
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- Secure, online payments
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- Designed for simplicity
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- We compare top providers
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- Consistent and dependable
- Over 48 years of experience
Why Choose SR22 Ohio?
Get Back on the Road for Bottom Dollar
We’re the most affordable way to get the SR22 bond coverage you need for your suspended license, period. Just fill out our online quote form and get covered instantly, so you can get back on the road at the lowest possible price.
We’re a BBB Accredited Business Rated A+
If you want to deal with a professional, reputable company, SR22 Ohio is the best choice. We’re proud to have the Better Business Bureau’s highest rating and an excellent rating on Google. We’re the company you can trust to get it done right.
Get Instant Coverage
We can get you from quote to coverage faster than you think. Once you purchase your bond, your SR-22 will be electronically filed with the Ohio BMV, ensuring the fastest path to your reinstatement. We’ll also provide you with an instant copy to take to a local BMV for immediate action.
Meet Your Licensed Agent
Rick Silverman is the CEO of SR22 OHIO and has spent the last 40 years helping tens of thousands of Ohio drivers reinstate their licenses with fast, affordable SR22 Bonds. His dedication to excellent service has earned SR22 OHIO a strong reputation for reliability and trust.
Rick graduated with honors from the University of Florida with a degree in Psychology. He lives in Northeast Ohio with his wife, Laurie, their dog, Ryder, and their cats, Beau and Rusty. Outside of work, he enjoys music, photography, stunt kite flying on the beach, and relaxing on Lake Erie.
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FAQ
What is an SR-22?
An SR-22 (also called an SR22 bond, SR-22 filing, or SR22 insurance) is a certificate filed by an insurance company to prove that you have the state required liability coverage. It’s required for most BMV-ordered suspensions, such as those for 12-point violations, hit-and-run, driving without insurance, noncompliance, DUI, and more.
The SR-22 shows that you have at least the minimum liability coverage required by Ohio law. It also requires the insurance company to notify the BMV if the coverage is canceled. This helps the BMV make sure drivers follow Ohio’s Financial Responsibility Laws.
What is an FR/SR22 Bond?
The SR22 or FR Bond was designed for people with suspensions who want the minimum coverage required by the BMV to get their driving and registration privileges back.
In Ohio, the minimum liability coverage required includes:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $25,000 for property damage
The SR-22 shows that you have at least the minimum liability coverage required by Ohio law. It also requires the insurance company to notify the BMV if the coverage is canceled. This helps the BMV make sure drivers follow Ohio’s Financial Responsibility Laws.
Why do I need an SR22?
The Ohio Bureau of Motor Vehicles (BMV) will notify you if you need an SR22. Common reasons include driving without insurance, multiple traffic violations, or a DUI conviction. You can view your driving record and any reinstatement requirements at https://bmvonline.dps.ohio.gov/
How long do I need to Keep an SR22 ON FILE?
In Ohio, the typical requirement is three years. However, the exact duration depends on the reason for the requirement and the terms set by the Ohio BMV.
Can I get an SR22 bond if my license is suspended?
Yes, obtaining an SR22 bond is often part of the process to reinstate a suspended license. We can guide you through the steps required by the Ohio BMV.
Can I get an SR22 if I have a bad driving record?
Yes. While a poor driving record may make finding affordable insurance harder, our experts at SR22Ohio.com use state-of-the-art software to help you find the best rates.
Will an SR22 affect my car insurance rates?
Yes, having an SR22 requirement typically increases your insurance rates. At SR22Ohio.com, we specialize in finding you the lowest possible rates for your SR22 bond.
How much does an SR22 Bond cost?
The cost of an SR22 bond varies depending on factors like your driving record, age, sex, marital status and location.
Will my rate change after I have been quoted?
No, we run all reports and only quote prices that we know will be accurate. All insurance companies adjust their rates from time to time. If you don’t complete your purchase soon, be sure to check back to make sure there have been no changes.
How do I find the cheapest SR22 bond in Ohio?
At SR22Ohio.com, we use advanced comparative rating software to shop from top-rated insurance companies. Our goal is to find you the lowest price without additional agency fees.
What are Additional Agency Fees?
Additional Agency Fees are extra charges added by an insurance agency to your down payment, above what the insurance company requires to start coverage. These fees can range from $15 to over $100. While they are legal in Ohio, they must be clearly shown before you make a purchase.
WE DO NOT CHARGE ADDITIONAL FEES!
Why are your rates so low?
With over 48 years in the SR22 Bond insurance business, we work with many major companies offering FR/SR22 Bonds in Ohio. Using advanced comparative rating software, we make sure you get the lowest possible price for your SR22, with no extra agency fees.