What is an SR22 Bond in Ohio?
If your license was suspended in Ohio by the BMV for not having insurance, tickets, accidents or a serious traffic violation like a DUI, you’ll likely need an SR-22 to get it back.
If you’re here, you probably have questions about SR22 Bonds. Don’t worry – we’ll break it down in simple terms!
SR22 Bonds Explained
It’s designed for people with Suspensions.
The SR22 Bond was created for drivers with suspended licenses who want the minimum coverage to get their driving privileges back.
If you’re required to carry an SR-22, this is because the BMV wants to be extra sure that you can pay for injuries and damages if you’re in an accident. The SR22 Bond is often the lowest-cost option to meet Ohio’s FR laws.
It’s usually required for 3 years.
For most first-time no-insurance suspensions, you’ll need an SR-22 for three years. For a second offense or more, the requirement increases to five years. Most major violations and 12-point suspensions also require three years of SR-22 coverage.
If you avoid further violations, you’ll eventually no longer need an SR-22.
It’s the law for suspended drivers.
In Ohio, an SR-22 is required for most suspended drivers who want to get their license back. You must keep the bond active and pay the premium on time every month.
If your coverage lapses, the BMV will be notified and will suspend your license again. If you get pulled over while suspended, you’ll face serious legal trouble. To avoid this, always keep up with your SR22 Bond payments.
FAQ
Is an SR22 Bond Expensive?
The cost of an SR22 Bond in Ohio depends on factors like your driving record, age, marital status, sex, and location.
If you’re looking for an affordable SR22 Bond, we can help! Just submit your quote information, and we’ll find you the best price to get you back on the road quickly.
How do I know if I need a SR-22?
The Ohio Bureau of Motor Vehicles (BMV) will notify you if you need an SR-22. Common reasons include driving without insurance, multiple traffic violations, or a major conviction, like a DUI.
What happens if I let my SR22 Bond lapse?
If you buy an SR22 Bond but don’t keep up with your payments, Ohio law requires your insurer to report it to the BMV. This means you no longer meet the state’s financial responsibility requirements to drive legally.
If you’re caught driving without a valid SR-22, you will face serious penalties. This isn’t something you want to risk, so it’s important to get and maintain your SR22 Bond in Ohio.
GET YOUR SR22 BOND QUOTE TODAY!
MEET THE AUTHOR, RICK
With over 40 years of experience helping suspended Ohio drivers find low-cost SR22 Bonds to get back on the road, Rick is the CEO of SR22Ohio.com. He specializes in high-risk drivers and works quickly to get them back on the road. Rick graduated with honors from the University of Florida with a degree in Psychology. He lives in Northeast Ohio with his wife, Laurie, their dog, Ryder, and their cats, Beau and Rusty. Outside of work, he enjoys music, photography, stunt kite flying on the beach, and relaxing on Lake Erie.