SR22 Ohio (Accurate Insurance Company)
Last Updated: August 9, 2025
1. Acceptance of Terms
By accessing or using the SR22 Ohio website (the “Service”), operated by Accurate Insurance Company (“we,” “us,” or “our”), you (“User” or “you”) agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Service.
2. Description of Service
SR22 Ohio is a digital platform that helps Ohio residents find and compare SR22 bond options from various insurance providers. We serve as an intermediary to connect users with licensed insurance agents and companies offering SR22 certificates in the state of Ohio.
3. Eligibility and User Requirements
3.1 Age and Residency
- You must be at least 18 years of age to use this Service
- You must be a current resident of Ohio
- You must have a valid driver’s license or state-issued identification
3.2 Accurate Information
- You agree to provide accurate, current, and complete information during registration and quote requests
- You are responsible for maintaining the accuracy of your account information
- Providing false or misleading information may result in denial of service or termination of your account
4. Our Services and Limitations
4.1 Quote Comparison Service
- We provide comparisons of SR22 bond options from participating insurance providers
- Quotes are estimates and may vary based on final underwriting by insurance companies
- We do not guarantee the availability of coverage or specific pricing
4.2 Not an Insurance Company
- Accurate Insurance Company operates as an insurance marketplace and referral service
- We do not underwrite, issue, or directly provide SR22 bonds or insurance policies
- All insurance products are provided by third-party licensed insurance companies
4.3 No Legal or Financial Advice
- Our Service does not constitute legal, financial, or professional advice
- We recommend consulting with qualified professionals regarding your specific situation
- Information provided is for general educational purposes only
5. User Responsibilities
5.1 Compliance with Laws
- You agree to use our Service in compliance with all applicable federal, state, and local laws
- You are responsible for understanding Ohio’s SR22 requirements and maintaining proper coverage
5.2 Account Security
- You are responsible for maintaining the confidentiality of your account credentials
- You must notify us immediately of any unauthorized access to your account
- You are liable for all activities that occur under your account
5.3 Prohibited Uses
You may not use our Service to:
- Provide false or fraudulent information
- Violate any applicable laws or regulations
- Interfere with or disrupt our Service or servers
- Attempt to gain unauthorized access to our systems
- Use automated means to access our Service without permission
6. Privacy and Data Protection
6.1 Information Collection
- We collect personal information necessary to provide quote comparisons
- Our privacy practices are governed by our Privacy Policy, incorporated by reference
- We may share information with participating insurance providers for quote purposes
6.2 Communication Consent
- By using our Service, you consent to receive communications from us and our partner insurance providers
- Communications may include phone calls, emails, and text messages regarding quotes and services
- You may opt out of marketing communications at any time
7. Intellectual Property
7.1 Our Content
- All content, trademarks, and intellectual property on our Service remain our property
- You may not reproduce, distribute, or create derivative works without written permission
- Our trade name “SR22 Ohio” and associated branding are protected trademarks
7.2 User Content
- Any information or content you provide remains your property
- You grant us a license to use provided information to deliver our services
- You represent that you have the right to provide any submitted content
8. Disclaimers and Limitations of Liability
8.1 Service Availability
- We strive to maintain Service availability but do not guarantee uninterrupted access
- We may modify, suspend, or discontinue our Service at any time without notice
- We are not liable for any downtime or service interruptions
8.2 Third-Party Relationships
- We are not responsible for the actions, products, or services of third-party insurance providers
- Any disputes with insurance companies must be resolved directly with those parties
- We make no warranties regarding third-party services or products
8.3 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- OUR LIABILITY IS LIMITED TO THE AMOUNT YOU PAID FOR OUR SERVICES
- WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES
- WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE
9. Indemnification
You agree to indemnify and hold harmless Accurate Insurance Company, its officers, directors, employees, and agents from any claims, losses, damages, or expenses arising from:
- Your use of our Service
- Your violation of these Terms
- Your violation of any third-party rights
- Any information you provide through our Service
10. Termination
10.1 Termination by You
- You may stop using our Service at any time
- You may request deletion of your account by contacting us
10.2 Termination by Us
We may terminate or suspend your access immediately if you:
- Violate these Terms
- Provide false or fraudulent information
- Engage in prohibited activities
- Fail to comply with applicable laws
11. Ohio State-Specific Provisions
11.1 Governing Law
These Terms are governed by the laws of the State of Ohio, without regard to conflict of law principles.
11.2 Jurisdiction
Any legal proceedings must be brought in the appropriate courts of Ohio.
11.3 SR22 Compliance
- We provide information about Ohio SR22 requirements for educational purposes only
- Users remain responsible for meeting all state-mandated SR22 obligations
- We recommend consulting with the Ohio Bureau of Motor Vehicles for official requirements
12. General Provisions
12.1 Entire Agreement
These Terms constitute the entire agreement between you and Accurate Insurance Company regarding our Service.
12.2 Modifications
We reserve the right to modify these Terms at any time. Changes will be posted on our website with an updated effective date. Continued use of our Service constitutes acceptance of modified Terms.
12.3 Severability
If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.
12.4 No Waiver
Our failure to enforce any provision does not waive our right to enforce it later.
12.5 Assignment
You may not assign your rights under these Terms without our written consent. We may assign our rights without restriction.
13. Contact Information
For questions about these Terms of Service, please contact us:
info@sr22ohio.com