The FR/SR22 Bond is a minimum liability that covers the individual, not a specific vehicle. It provides the state-required minimum liability coverage for driving any 4-wheel private passenger car for personal use, whether owned or not.
As a stand-alone product, the FR/SR22 Bond meets Ohio’s Financial Responsibility Laws without needing extra coverage. If you’re the only driver of your car and just need minimum liability coverage, you can use your current insurance to meet Ohio’s FR laws. But if you want coverage beyond the minimum or need to cover other drivers using your car, you’ll need a different type of policy that applies to your vehicle.